Subscribe to RSSCar Accident Checklist to Avoid Financial Pains Later
It’s an unfortunate thing to think about, but more often not, people are not in any stable state of mind immediately following a car accident. Everyone should keep a list of what to do if you are unfortunately involved in any sort of car accident. Here are the key things you will need to get to avoid any complications with your insurance company. – Keep your auto insurance information in the glove compartment, including a pre-printed form or plain piece of paper allowing you to provide the particulars of any accident. – It is important to limit your discussion of the accident and not to admit any fault or liability. You should talk about the accident with the police and your insurance agent only. – Wait for the police to come and be sure you have the name of the officer(s) and that they have your version of what happened. – Exchange names, addresses, driver’s license and insurance information with the driver of the other car. – Call your agent or insurance company’s 800-number immediately, even at the scene with the police if possible. Sometimes the police officer can give your insurance company more accurate information rather than information you may not be recording properly because you are upset by the accident. – Take pictures of all vehicles involved (today’s version of cell phones are equipped with built-in cameras fortunately). – Review your policy to make sure you’re getting everything you’ve paid for. If you don’t understand any part of your policy or claim, call your insurance company for a thorough explanation. You may be entitled to a loaner car if your car is undriveable. – Insurance companies often try to give you estimates of losses that are lower than your actual losses. Don’t accept their estimates without getting some estimates of your own. Keep this list of things to do handy and make sure all the drivers in your family understand them clearly. Auto accidents take a tremendous toll on everyone emotionally and of course financially. Limit the mistakes you may make so that you won’t get hit too hard in the pocket afterwords. Paul Rubillo is the founder and CEO of Dividend.com. Be sure to visit our complete recommended list of the Best Dividend Stocks , as well as a detailed explanation of our ratings system here .
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Car Accident Checklist to Avoid Financial Pains Later
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